Higher chance of approval 
A fixed rate mortgage can be a good way to save money and enjoy the peace of mind that comes with having set monthly mortgage payments each month. It is, however, a good idea to do some research before choosing a fixed rate mortgage because not all fixed rate mortgages come with the same rates, terms and conditions, and there may be alternatives to consider.
Read through our articles below to find out more about fixed rate mortgages, including how to get one, what other options to think about and how to find the right broker.
What are you looking for?
A Guide to Fixed-Rate Mortgages
A comprehensive guide to fixed-rate mortgages, covering how they work, how to get one and where to turn for specialist advice about them.
Selling a House While in a Fixed Rate Mortgage
Find out what happens if you need to sell a property that has a fixed-rate mortgage secured against it, including workaround solutions and more.
Should I Fix My Mortgage?
Find out whether a fixed-rate mortgage is the best option for you and the differences between one and a variable rate mortgage.
Leaving a Fixed-Rate Mortgage Early
How to get out of a fixed-rate mortgage during the introductory interest rates period, covering the potential implications of this and much more.
Remortgaging Before the End of a Fixed Rate Term
How to remortgage a fixed-rate mortgage, including what the process entails, how to get the best interest rates when you refinance and much more.
Should I get a Fixed Rate Mortgage?
A guide covering the different introductory rates periods you can typically get on a fixed-rate mortgage and how to choose the right one for you.
What Happens At The End Of A Fixed-Rate Mortgage Term?
An overview of your options when the introductory rates period on a fixed-rate mortgage expires, including remortgaging with a new lender and more.
Switching to or From a Fixed-Rate Mortgage
Find out whether you can make changes to your mortgage or switch to a new mortgage lender if you’re locked into a fixed-rate agreement.
Long Term Fixed-Rate Mortgages
Learn what the longest fixed-rate mortgage term lengths are and the full implications of entering a deal with a lengthy introductory rate period.
About the author
Pete, an expert in all things mortgages, cut his teeth right in the middle of the credit crunch. With plenty of people needing help and few mortgage providers lending, Pete found great success in going the extra mile to find mortgages for people whom many others considered lost causes. The experience he gained, coupled with his love of helping people reach their goals, led him to establish Online Mortgage Advisor, with one clear vision – to help as many customers as possible get the right advice, regardless of need or background.
Pete’s presence in the industry as the ‘go-to’ for specialist finance continues to grow, and he is regularly cited in and writes for both local and national press, as well as trade publications, with a regular column in Mortgage Introducer and being the exclusive mortgage expert for LOVEMoney. Pete also writes for Online Mortgage Advisor of course!
Pete Mugleston
Mortgage Advisor, MD