Lifetime Mortgages Hub
Want to know more about Lifetime Mortgages? Read our hub to find the information you need
Are you looking for a mortgage drawdown?
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Whatever your situation, at OnlineMortgageAdvisor we know that everyone's circumstances are different. That's why we only work with expert brokers who have a proven track record in securing mortgage approvals
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Specialists in Lifetime mortgages -
Higher chance of approval
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A lifetime mortgage is a type of equity release that allows you to unlock the capital you’ve built up in your home, using the property itself as security for the loan. The debt would not normally need to be repaid until the homeowner dies or moves into long-term care.
Releasing equity from a property isn’t something that should be done lightly, so doing your research first is recommended. Read through our articles below to find out how lifetime mortgages work, how to qualify for one and how to find a broker who specialises in them.
What are you looking for?
A Guide to Lifetime Mortgages
The place to begin for a complete overview of lifetime mortgages, including how they work, how to get the best interest rates and much more.
Fixed Lifetime Mortgage
With a fixed-rate lifetime mortgage, you know in advance what percentage of the property will be repaid at the end of the term.
A Guide to Interest-Only Lifetime Mortgages
With an interest-only lifetime mortgage, you pay off only the interest each month and no capital repayments are due until the end of the term.
Comparing Lifetime Mortgage Deals
Find out what kind of interest rate to expect on a lifetime mortgage and learn how the right broker can help you secure the best one.
Drawdown Lifetime Mortgages
A guide to drawdown lifetime mortgages, covering everything from the eligibility criteria for these products to the alternative options available.
Should I Get a Lifetime Mortgage?
Discover the pros and cons of lifetime mortgages and whether they're the right option for you.
Would definitely recommend to anyone who asks.
Friendly knowledgeable service in what was a tricky application for me as it bridged Salary and Pensions. Could not fault the speed and efficiency in what is a difficult market place at the moment.
Maggie
Very knowledgeable and attentive Advisor
We required specialist knowledge of products relating to later life lending. We were matched with a very knowledgeable and attentive Advisor even at a time when the mortgage market was in turmoil following the mini budget. Excellent attention to detail and a service tailored to our needs.
Lewis
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Very friendly and professional service. Feel I'm in safe hands. Thanks
Damien Tagoe
Rated 4.8 out of 5 stars across Trustpilot, Feefo and Google
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