Income Types and Mortgages
Read everything you need to know about how income types can affect a mortgage
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The way you make your income can be just as important to a mortgage lender as the amount of money you make. Not all lenders accept certain varieties of wage as declarable capital for a mortgage application, but with the right advice, you can potentially make your money go further.
Read through our articles on income types and mortgages below to find out where to turn for expert guidance and how the way you make your money can affect your mortgage prospects.
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A Guide to Income Types and Mortgages
The place to start for an overview of how your income type can affect your mortgage prospects, including the forms of income lenders might not accept.
Mortgage on Benefits
How to get a mortgage if you’re claiming benefits, covering which types of benefit can count as declarable income on a mortgage application and more.
Proving Income for Buy to Let Mortgages
A guide to proving your income on a mortgage application, including what documentary evidence lenders usually ask for and how much of it they need.
Student Mortgages
A guide to getting a mortgage as a student, including which lenders accept applications in higher education, getting a mortgage with student debt and more.
Mortgage with Low Income
Find out how it’s possible to get a mortgage while earning low income, including ways to supplement your household’s main earnings and more.
Probationary Period Mortgages
How to get a mortgage if you’re still in a probationary period at work and how a mortgage broker can help you find the right lender.
Getting a Mortgage While on a Fixed-Term Contract
Find out how to get approved for a mortgage on a fixed-term work contract and how a mortgage broker can help you achieve this.
Using Rental Income to Qualify for a Mortgage
How to get approved for a mortgage on a residential home if your main source of income is rent generated from a buy-to-let property.
Getting a Mortgage on Maternity Leave
A guide to getting a mortgage if you’re off work on maternity leave, have just returned from it or are about to begin maternity leave.
Stipend Income
Find out what your mortgage options are if you earn stipend income and want to declare it on your mortgage application for affordability purposes.
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Further Reading
A Guide to Mortgages for IT Contractors
Contractor Mortgages
Getting a Mortgage After a Pay Rise
Getting a Mortgage if You’ve Just Started a New Job
Part-Time Jobs and Mortgages
Mortgage with Overseas Income
Pension Income for Mortgages
Using Commission, Bonus and Overtime Income for Mortgages
Umbrella Company Mortgages
Mortgages for Temporary Workers
How to get a Gambling Mortgage
Mortgages for People on Zero-Hour Contracts
Getting a mortgage as a freelancer
A Guide to Seafarer Mortgages
Getting a Mortgage if You’re Paid in Cash
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