95% loan-to-value (LTV) mortgages all but disappeared in the early days of the coronavirus pandemic, but this corner of the market has recovered well since the economy was unlocked.
There are now plenty of ways to get a mortgage with 5% deposit, including government schemes, specialist mortgage products and exclusive lender deals. Read through our articles below to find out more about each of these topics, along with everything else you need to know about 95% LTV mortgages.
What are you looking for?
A Guide To 95% Loan-To-Value Mortgages
The place to begin for a complete rundown of the mortgage options available to people with 5% deposit, including government schemes and other alternatives.
Government Schemes for 5% Deposit Mortgages
A guide to the government schemes you can use with 5% deposit, including Help to Buy, Shared Ownership, the mortgage guarantee scheme and more.
5% Deposit Mortgages in Scotland
How to get a 5% deposit mortgage in Scotland, including government schemes north of the border, guarantor mortgages and 95% LTV mortgage lenders.
5% Deposit Mortgages for First-Time Buyers
How to get the best deal on a 95% LTV mortgage if you’re a first time buyer and how the right broker can help with this.
95% LTV Mortgages for second time buyers
How to get the best deal on a 95% LTV mortgage if you’re a second-time buyer and how the right broker can help with this.
How to Get a 5% Deposit Mortgage With Bad Credit
How to get a 95% LTV mortgage with bad credit, covering how this is possible, why you need a specialist broker in your corner and more.
Superb response and knowledgeable advisor
Steve, the financial advisor, contacted me within the hour and was very friendly, knowledgeable and professional. He seemed to relish my non standard requirement, diligently kept me updated during the day and we struck up a great relationship. Very impressed.
Peter Costello
Knowledgeable and Supportive
The team were fantastic and really knowledgeable and supportive. They answered all questions promptly and came back to me with regular updates. I have already recommended them and will use them again.
Dorothy
Prompt and Professional
A very prompt and professional service. The advise and guidance has been so valuable as a first time buyer.
Ayesha
Rated 4.8 out of 5 stars across Trustpilot, Feefo and Google
Ask a quick question
We can help!
We know everyone's circumstances are different, that's why we work with mortgage brokers who are experts in all different mortgage subjects.
Ask us a question and we'll get the best expert to help.
Get in touch today
Make an enquiry and we'll arrange for an experienced mortgage broker we work with to contact you straight away.