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Offset Mortgages
Want to know more about Offset Mortgages? Read our hub to find the information you need
If you have a sizable savings pot, it’s possible to link it to your mortgage to reduce the amount of interest you pay each month. This type of arrangement is known as an offset mortgage, and there are plenty of benefits to it as well as alternatives to consider.
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Advantages and Disadvantages of Offset Mortgages
An overview of the advantages and disadvantages of offset mortgages and other things to consider when looking at offset mortgages.
Cashback Mortgages
A cashback mortgage is a form of borrowing that comes with a cash incentive upon completion, and you can read about them in our guide.
Current Account Mortgages
It’s possible to link an offset mortgage to your current account and this guide will help you decide whether this is your best option.
Family offset mortgages
Parents often use offset mortgages to help their children onto the property ladder and you can find out how this is possible in our guide.
Flexible Mortgages
This guide covers flexible mortgages, including ones with overpayment facilities, underpayment options and the ability to easily switch to a new deal.
A Guide to Mortgage Reserves
These mortgages involve a flexible agreement between lender and borrower that sees part of the mortgage balance ring fenced and set aside for later.
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